Monetary Gold
Key Facts
- Min. Investment
- $5,000
- Annual Fees
- ~$100 base + $1 per $1,000 invested/year (storage) + custodian fee
- Founded
- 2000
- IRA Types
- Traditional, Roth, SEP
Overview
Monetary Gold was founded in July 2000 and holds an A+ BBB rating with a consistently clean complaint record across its 25-year history. The company positions itself as a direct dealer, sourcing metals without third-party markups that can add to a customer's total cost. New clients receive free shipping for direct physical purchases and access to free educational workshops. Monetary Gold works with three self-directed IRA custodians — GoldStar Trust, Sterling Trust, and Entrust Group — and stores IRA metals at Delaware Depository. Minimum investment runs between $5,000 and $10,000 depending on the chosen custodian.
Pros
- ✓25 years in business — one of the longest-tenured specialists in the category
- ✓A+ BBB rating with fewer than 5 complaints across multiple years
- ✓Direct dealer model — no third-party markups on metals
- ✓Low minimum starting at $5,000 depending on the chosen custodian
- ✓Free educational workshops and free shipping on direct purchases
Cons
- –Fewer independent customer reviews than some competitors
- –Storage limited to Delaware Depository — less geographic choice
- –Setup fee and some custodian fees not consistently published — request in writing
Frequently Asked Questions
What does it mean that Monetary Gold is a direct dealer?
Monetary Gold describes itself as a direct dealer, sourcing precious metals without third-party markups that other dealers may add to their pricing.
What is the minimum investment at Monetary Gold?
Minimum investment runs between $5,000 and $10,000, depending on the self-directed IRA custodian chosen — GoldStar Trust, Sterling Trust, and Entrust Group each have their own requirements.
What fees does Monetary Gold charge?
Annual storage is approximately $100 plus $1 per $1,000 invested up to $100,000. Custodian fees vary by the chosen custodian. Request a written fee schedule before opening an account.